MasterCard prepaid cards have become increasingly popular in the recent years, as they come with numerous benefits. They are more convenient than cash, since they can be used to shop online. They are also safer than cash, since the money on them can be recovered in case the card gets stolen or lost. They are very easy to get, as well, since no credit check and no bank account are required. Not to mention that MasterCard prepaid cards are accepted worldwide, which means that cardholders can make purchases wherever MasterCard Debit is accepted.
Even though these prepaid cards have so many great advantages, many people are still skeptical when it comes to them. Especially for them, here are the answers to some frequently asked questions on MasterCard Everyday prepaid cards that will give them some peace of mind.
1. Where can I get a MasterCard Everyday prepaid card?
Finding the MasterCard Everyday prepaid card that suits you best is very easy, since these cards are available in all participating retail stores. The best part is that they can also be found online, so you can apply for one when surfing the web.
2. Where can I use a MasterCard Everyday prepaid card?
This card can be used anywhere MasterCard Debit is accepted, which means that you can use it in millions of locations worldwide, varying from malls and retail stores to online shops. One of the best part about such a card is that it can be used online not only to shop, but also to pay bills.
3. How do I start using my MasterCard Everyday prepaid card?
Before being able to use it, you must activate or register your MasterCard Everyday prepaid card. This can be done by calling the phone number or by visiting the website specified on the card packaging. There are various requirements when it comes to activation and registration, which is why you have to check your card packaging and carefully read the detailed instructions. Additionally, you can also benefit from the reload function, zero liability or card replacement, but you will need to provide personal information such as government issued identification for that.
4. How do I use my MasterCard Everyday prepaid card?
You can use your MasterCard Everyday prepaid card anywhere and anytime you want to, as long as the location accepts MasterCard Debit and you have enough card balance. It would be useful to know your card balance before shopping, since the merchant may not be able to retrieve this information for you. When making a purchase, you only have to give the cashier your card. The purchase amount will automatically be deducted from your card balance.
5. How do I add money to my MasterCard Everyday prepaid card?
After registering your card, the best way to add money onto it is to set up direct deposit of your paycheck. In order to do that, you should take the card’s deposit information to your employer to have your paycheck automatically put on your card each payday. Make sure you check your card packaging or contact your card issuer if you want more information on direct deposits.
You can also add money to your MasterCard Everyday prepaid card at participating retail locations.
6. What happens if my available card balance does not cover the purchase amount?
If you do not have enough card balance to make a purchase, you can still use your MasterCard Everyday prepaid card. How is this possible? Well, you just have to tell the merchant beforehand how much to deduct from your card and that you will cover the rest by means of an alternative payment method, such as cash. This process is known as “split tender”. However, it is not allowed by all merchants, so make sure you ask about it in advance.
7. What if I need to return an item I purchased using my MasterCard Everyday prepaid card?
Return policies do not differ when it comes to prepaid cards. You may be asked to show the merchant the card used to make the purchase, though. After doing so, the value of the returned item will be credited back to your prepaid MasterCard.
8. What if I cannot find my MasterCard Everyday prepaid card?
When registering your MasterCard Everyday prepaid card, you will have to provide the required personal information, which your card issuer can later use in order to issue a replacement card. Also, make sure you keep a record of the card number. If your card gets lost or stolen, you should contact the card issuer immediately and report the missing card. Registered MasterCard Everyday prepaid cards include Zero Liability protection, which means that you will not be held responsible for unauthorized purchases made on your card in the event that it gets lost or stolen.
Hopefully, these answers will give you some peace of mind and help you decide whether a MasterCard Everyday prepaid card is right for you or not. Regardless of what you decide, the MasterCard Everyday prepaid card us perfect for all the things that you would normally use cash for. It is a simpler, easier and more effective way to shop, pay bills, and manage your money.